The European health insurance card makes it easier for people from the 27 Member States of the European Union as well as from Iceland, Liechtenstein, Norway and Switzerland have access to healthcare during temporary visits abroad.
Therefore, if you are going to leave for vacation, business trip or short break or you intend to study abroad, make sure you acquire a card. Doing so will save you time, hassle and money if you fall ill or suffer an injury while abroad.
The card ensures that you will have the same access to public sector health care (e.g. a doctor, a pharmacy, a hospital or a health care centre) as nationals of the country you are visiting. If you need to receive medical attention in a country that imposes charges for healthcare, you will be reimbursed either immediately or after your return to your country. The idea is to offer you the care you need so that you can continue your stay.
However, it is important to remember that the card does not cover your health care expenses while you're abroad if traveling for the purpose of treatment for illness or trauma that you had before you travel. Also, the card does not cover you for health care providers in the private sector.
Remember that the card is available free from your local health authority.